Lauren Scruggs, the Plano blogger slashed by a plane propeller last December, is now suing the plane’s insurer.

David Lee of Courthouse News reported that Scruggs, who lost her left hand and eye in the accident, turned down a $200,000 settlement offered by the plane’s insurer, Aggressive Insurance Services, a Dallas-based company that is perhaps poorly named.

The former model was injured at the McKinney Airport after taking an aerial tour to see Christmas lights. A court filing from March 25 seeking declaratory judgement recounts the accident this way: “Once the flight ended, the pilot, Curt Richmond, brought the aircraft to a stop, but left the engine running and the propeller spinning. Ms. Scruggs then exited the aircraft and was walking on the tarmac when the incident occurred.”

The insurance policy has a limit of $100,000 per passenger, but in the filing, Scruggs’ attorney William Angelley argues that she was not a passenger as defined by the policy “because she was not in the aircraft or getting in or out of it at the time of the incident.”

Watch paparazzi trail the 23-year-old to Whole Foods. Read her mother’s blog at Caring Bridge about her recovery.